Sacramento Uninsured Motorist Claim Attorney
Understanding Your Options After an Accident With an Uninsured or Underinsured Driver
Have you or someone close to you been injured in an accident involving an individual who was uninsured, or had minimal insurance? Even if the driver was uninsured, you may have legal options. Your own insurance policy may contain coverage for accidents involving uninsured or underinsured motorists.
We often insure our cars with a lower deductible than we insure ourselves. When you consider how many careless drivers there are on the road, it only makes sense to prepare for the worst — in this case, an accident involving another driver with little or no car insurance. Sacramento uninsured motorist claim lawyer Noël M. Ferris has seen first-hand the complexities that arise when a fully-insured driver is involved in a car accident involving an uninsured driver. While nothing can be done to make the uninsured driver responsible enough to purchase the required amount of insurance as determined by California state laws, there are steps that a responsible driver can take to prepare for this situation.
Don't wait for an accident to find out if you have uninsured/underinsured motorist coverage. Talk to your insurance company today to determine what type of insurance you have, and if it will provide sufficient coverage in the event of being in an accident involving a driver with little or no insurance. This type of coverage is relatively inexpensive to buy, especially when considering the benefits and peace of mind it provides.
Contact a California Insurance Claim Lawyer
For more information about your options after an uninsured motorist accident or hit-and-run accident, contact Sacramento attorney Noël M. Ferris to schedule a free consultation. Call 916-520-3370 or toll free at 888-351-3970.